Media & Expert Commentary

Brian Rooney, founder of Chapter7Reset.com, contributes media commentary on Chapter 7 bankruptcy recovery, rebuilding credit after bankruptcy, consumer debt, credit cards, and the firsthand experience of starting over financially.

Chapter7Reset.com grew out of my own experience filing Chapter 7 and rebuilding afterward. I created the site to provide the practical, step-by-step recovery guidance I had trouble finding when my own discharge was complete.

That firsthand experience also gives me a perspective on bankruptcy that goes beyond definitions and statistics. I can speak about what it feels like to make the decision to file, what surprised me during the recovery process, how I approached rebuilding credit, and what I wish I had understood earlier.

I'm not a bankruptcy attorney, financial advisor, credit counselor, or tax professional. My media commentary is based on my personal experience and the research and educational work behind Chapter7Reset.com. Legal questions and individualized financial decisions should be addressed by appropriately qualified professionals.

Featured Media Appearances

These independent media appearances include my firsthand story of grief, business losses, and bankruptcy, along with commentary on consumer debt, credit cards, repayment decisions, and financial recovery.

Business Insider — How Grief, Medical Costs, and Business Decline Led to Bankruptcy

Published October 25, 2026

Business Insider published my firsthand account of how my wife Tina's cancer diagnosis, the cost of her treatment, and her death in 2013 affected my family, my work, and my finances. In the as-told-to feature, I explain how caregiving and grief limited my ability to keep up with changes in my email-marketing business while medical and household debts mounted.

The story follows my eventual decision to file Chapter 7 bankruptcy, the complicated feelings of relief and shame afterward, and the steps I took to begin rebuilding. It also discusses the lessons I learned about life insurance and identifies me as the founder of Chapter7Reset.com, the free resource I created to share what I learned from the experience.

Read my story at Business Insider →

Moneywise and Yahoo Finance — Credit Card Rewards, Perks and Rising Annual Fees

Published September 17, 2026

Moneywise included my commentary in an article examining whether increasingly expensive rewards credit cards still provide enough practical value to justify their annual fees. The article identifies me as the founder of Chapter7Reset.com and discusses how consumers can evaluate card benefits against the cost of keeping the account.

The Moneywise article was subsequently syndicated by Yahoo Finance, extending the coverage to a broader financial-news audience.

Read the original article at Moneywise →

Read the syndicated article at Yahoo Finance →

The Independent — Medical Debt, Bankruptcy and My Credit Rebuilding Story

Published September 16, 2026

The Independent featured my personal story in an in-depth article about the family losses, medical bills, health problems, business setbacks, and mounting debt that ultimately led me to file Chapter 7 bankruptcy. The publication reviewed court documents confirming my bankruptcy and August 12, 2025 discharge.

I also discussed the shame and sleeplessness I experienced before filing, the relief that followed the discharge, and my efforts to rebuild afterward. The article reports that my credit score fell to 482 and later recovered to 689 through on-time payments and responsible credit use.

The article identifies Chapter7Reset.com by name and directly connects the site to that recovery experience, explaining that I used the lessons I learned while rebuilding my credit to create Chapter7Reset.com as a platform for sharing my bankruptcy experiences and guidance with readers.

That connection is especially meaningful because Chapter7Reset.com grew directly out of the experience documented in the article: going through Chapter 7, receiving a discharge, rebuilding credit, and learning firsthand what the financial recovery process looks like after bankruptcy.

Read the article at The Independent →

The U.S. Sun — Bankruptcy and the Financial Fresh Start

Published August 28, 2026

The U.S. Sun featured my personal Chapter 7 experience in an article examining reasons bankruptcy can sometimes represent a financial fresh start rather than a dead end. I discussed the circumstances that led to my own filing, the years I spent worrying about bankruptcy before acting, and what rebuilding looked like afterward.

The article identifies me as the founder of Chapter7Reset.com and connects the site directly with my firsthand experience going through Chapter 7 and rebuilding financially.

Read the article at The U.S. Sun →

NTD — Credit Card Debt, Repayment and Bankruptcy

Published August 24, 2026

NTD included my commentary in its coverage of rising credit card debt and ways consumers can work with card issuers and address balances that have become difficult to manage.

I discussed prioritizing high-interest debt, evaluating whether a balance can realistically be repaid, and why bankruptcy may be worth discussing with a qualified attorney when someone is facing debt they cannot reasonably overcome. The article identifies me as the founder of Chapter7Reset.com.

Read the article at NTD →

Topics I Can Discuss

For journalists and publishers working on stories involving bankruptcy, credit, debt, or financial recovery, areas where I can contribute firsthand perspective or general educational commentary include:

When a question requires legal, tax, investment, credit-counseling, or individualized financial advice, I will say so rather than present my experience as professional advice.

About Brian Rooney

I'm the founder of Chapter7Reset.com. After experiencing major personal and financial setbacks, I ultimately filed Chapter 7 bankruptcy and began rebuilding my financial life afterward.

I created Chapter7Reset.com to document what I learned and provide free educational guides for people trying to understand what comes next after discharge. The site's recovery resources do not require payment, an account, an email address, or other personal information to access.

Read Brian Rooney's Chapter 7 story →

Chapter 7 Recovery Resources

Journalists researching the post-bankruptcy recovery process may also find these Chapter7Reset.com resources useful:

For Journalists & Publishers

I welcome relevant media inquiries involving Chapter 7 recovery, rebuilding credit after bankruptcy, consumer debt, and the experience of starting over financially.

My strongest contribution is usually a combination of firsthand experience and practical explanation. I am happy to discuss what happened in my own case and recovery, but I do not provide legal opinions or individualized financial advice.

For broader editorial partnerships and publisher collaboration involving Chapter7Reset.com and other AnchorPoint Ventures publishing projects, visit AnchorPoint Ventures LLC's Editorial Partnerships page.