Media & Expert Commentary
Brian Rooney, founder of Chapter7Reset.com, contributes media commentary on Chapter 7 bankruptcy recovery, rebuilding credit after bankruptcy, consumer debt, credit cards, and the firsthand experience of starting over financially.
Chapter7Reset.com grew out of my own experience filing Chapter 7 and rebuilding afterward. I created the site to provide the practical, step-by-step recovery guidance I had trouble finding when my own discharge was complete.
That firsthand experience also gives me a perspective on bankruptcy that goes beyond definitions and statistics. I can speak about what it feels like to make the decision to file, what surprised me during the recovery process, how I approached rebuilding credit, and what I wish I had understood earlier.
I'm not a bankruptcy attorney, financial advisor, credit counselor, or tax professional. My media commentary is based on my personal experience and the research and educational work behind Chapter7Reset.com. Legal questions and individualized financial decisions should be addressed by appropriately qualified professionals.
Featured Media Appearances
These independent media appearances have included my firsthand bankruptcy experience as well as commentary on consumer debt, credit cards, repayment decisions, and financial recovery.
The U.S. Sun — Bankruptcy and the Financial Fresh Start
Published August 28, 2026
The U.S. Sun featured my personal Chapter 7 experience in an article examining reasons bankruptcy can sometimes represent a financial fresh start rather than a dead end. I discussed the circumstances that led to my own filing, the years I spent worrying about bankruptcy before acting, and what rebuilding looked like afterward.
The article identifies me as the founder of Chapter7Reset.com and connects the site directly with my firsthand experience going through Chapter 7 and rebuilding financially.
Read the article at The U.S. Sun →
NTD — Credit Card Debt, Repayment and Bankruptcy
Published August 24, 2026
NTD included my commentary in its coverage of rising credit card debt and ways consumers can work with card issuers and address balances that have become difficult to manage.
I discussed prioritizing high-interest debt, evaluating whether a balance can realistically be repaid, and why bankruptcy may be worth discussing with a qualified attorney when someone is facing debt they cannot reasonably overcome. The article identifies me as the founder of Chapter7Reset.com.
Topics I Can Discuss
For journalists and publishers working on stories involving bankruptcy, credit, debt, or financial recovery, areas where I can contribute firsthand perspective or general educational commentary include:
- What life can look like after a Chapter 7 discharge
- The emotional and practical decision to file bankruptcy
- Common misconceptions about rebuilding after Chapter 7
- Rebuilding credit after bankruptcy
- Credit cards and credit utilization after Chapter 7
- Applying for credit again after bankruptcy
- Auto financing after Chapter 7
- Working toward homeownership after bankruptcy
- Consumer credit card debt and high-interest balances
- Lessons learned from financial hardship and starting over
- Building free, consumer-first financial education resources
When a question requires legal, tax, investment, credit-counseling, or individualized financial advice, I will say so rather than present my experience as professional advice.
About Brian Rooney
I'm the founder of Chapter7Reset.com. After experiencing major personal and financial setbacks, I ultimately filed Chapter 7 bankruptcy and began rebuilding my financial life afterward.
I created Chapter7Reset.com to document what I learned and provide free educational guides for people trying to understand what comes next after discharge. The site's recovery resources do not require payment, an account, an email address, or other personal information to access.
Read Brian Rooney's Chapter 7 story →
Chapter 7 Recovery Resources
Journalists researching the post-bankruptcy recovery process may also find these Chapter7Reset.com resources useful:
- What to Do After Chapter 7 Discharge
- Your First 30 Days After Chapter 7
- How to Rebuild Credit After Chapter 7
- Common Mistakes After Chapter 7
- Credit Utilization After Chapter 7
- Credit Score After Chapter 7 Bankruptcy
- Car Loans After Chapter 7
- How Long After Chapter 7 Can You Buy a House?
For Journalists & Publishers
I welcome relevant media inquiries involving Chapter 7 recovery, rebuilding credit after bankruptcy, consumer debt, and the experience of starting over financially.
My strongest contribution is usually a combination of firsthand experience and practical explanation. I am happy to discuss what happened in my own case and recovery, but I do not provide legal opinions or individualized financial advice.
For broader editorial partnerships and publisher collaboration involving Chapter7Reset.com and other AnchorPoint Ventures publishing projects, visit AnchorPoint Ventures LLC's Editorial Partnerships page.